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How Foreigners Can Open a Bank Account in Japan (Requirements and Tips)
If you start living in Japan, one of the first things you will need is a bank account.
In Japan, many services require a bank account such as receiving salary, paying phone bills, or setting up automatic payments.
For foreigners, the process of opening a bank account in Japan may feel a little different from their home country.
This guide explains how foreigners can open a bank account in Japan, including required documents and useful tips.
Contents
- 1. Why You Need a Bank Account in Japan
- 2. Banks Foreigners Can Use
- 3. Required Documents
- 4. Account Opening Process
- 5. Tips for Foreigners
- 6. Summary
1. Why You Need a Bank Account in Japan
A bank account is essential for daily life in Japan.
- Receiving salary
- Paying phone bills
- Utility payments
- Online shopping
- International transfers
Most companies in Japan pay salaries through bank transfers.
2. Banks Foreigners Can Use
Foreign residents in Japan can open accounts at several banks.
- Japan Post Bank
- Rakuten Bank
- Mitsubishi UFJ Bank
- Mizuho Bank
Many international students use Japan Post Bank because it is relatively easy to open.
3. Required Documents
To open a bank account in Japan, you will need the following documents.
- Residence card
- Japanese address
- Phone number
- Seal or signature
Some banks may also require a My Number card.
4. Account Opening Process
The process usually includes the following steps.
- Visit the bank
- Fill out the application form
- Identity verification
- Address confirmation
- Receive bankbook or card
The process usually takes about 30 minutes to one hour.
5. Tips for Foreigners
- Short stay periods may cause rejection
- A Japanese phone number may be required
- Online banks may be easier for foreigners
Recently, many banks allow online account applications.
6. Summary
Opening a bank account in Japan as a foreigner is not as difficult as it may seem.
If you prepare the necessary documents, you can usually open an account on the same day.
A bank account is one of the most important things to prepare when starting life in Japan.